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Seller carryback financing can help close a real estate deal when conventional financing is unavailable, too slow, or too restrictive. In a carryback transaction, the seller finances part of the purchase price and takes back a promissory note, usually secured by a deed of trust against the property. 

In the right transaction, seller carryback financing can be a smart option for a seller, particularly where the seller does not need all sale proceeds immediately, is receiving a premium price, is staying in first position, and is receiving a substantial down payment that creates a real equity cushion. While there is no fixed required down payment in a private carryback transaction, a meaningful down payment, often 20% or more, materially reduces risk, especially where the buyer also has solid credit, stable …

Real estate fraud in California can void a property sale and entitle the injured party to rescission, financial damages, or both. California law protects buyers and sellers from fraud and misrepresentation in real estate transactions, but strict deadlines apply, and acting quickly is critical. 

According to the FBI’s 2023 Internet Crime Report, more than 9,500 real estate-related fraud complaints were filed nationwide. California consistently ranks among the top states for real estate fraud activity. From undisclosed structural defects to forged documents and identity-based schemes, property transactions remain a common target. 

If you discover after closing that something wasn’t disclosed, or that representations made during the deal were false, you are not alone. And you may have powerful legal remedies available. 

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