It is possible to file for Bankruptcy more than once, under certain limitations.
You are not eligible if you were in a bankruptcy within the last 180 days and it was dismissed by the court pursuant to 11 USC § 109(g)(1), or if you requested and obtained a voluntary dismissal following a creditor’s filing of a request for relief from the automatic stay.
You are not eligible for a Chapter 7 “discharge” if you were granted a discharge in a Chapter 7 case commenced within 8 years of the new petition date or if you were granted a discharge in a Chapter 13 case commenced within 6 years of the new petition date.
These limitations do not preclude you from filing a bankruptcy petition they only preclude you from obtaining a discharge. It is not considered bad faith to file if debtor is not entitled to discharge. Debtors ineligible to receive a discharge may have legitimate reasons to file a subsequent bankruptcy (e.g. to strip a lien, pay off arrearages on a secured debt, or to pay a priority debt over the life of a Chapter 11 or 13 plan).
Vokshori Law Group provides Bankruptcy assistance to individuals and businesses serving the entire Los Angeles County.
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