Loan Modifications – Protect Your Rights and Save Your Home
You want to keep your treasured home – We want you to keep it
and our compassionate, innovative attorneys are ready to help make that happen.
A loan modification is an adjustment to the terms of your mortgage loan agreement. The goal is to reduce your monthly payments to an affordable amount so that you don’t default on your loan and lose your home.
Your options may include:
- Extending the terms of your loan
- Reducing the interest rate
- Changing your loan type to a fixed rate amount
- And more
With the Vokshori Difference, we take a strong stance against the mortgage companies and aggressively work to find a loan modification program that will save you money and protect your home.
Harp 2.0 and Principal Balance Reductions
The highly anticipated refinancing program, HARP 2.0, will allow underwater borrowers who are current on their loan payments to refinance into a lower interest rate. This is the perfect opportunity for borrowers who have managed to make their monthly mortgage payments but owe more on the home than its market worth.
We’ll help determine if you qualify and get the process started right away. .
HAMP and Traditional Modifications
With both HAMP and traditional modifications, you can:
- Change your loan type to a fixed-rate mortgage
- Extend the term up to 40 years
- Reduce the interest rate to 2%
- Reamortize past-due amounts
- Reduce the overall principal through a principal deferment
- Waive late fees and penalties
Bankruptcy and Loan Modifications
Federal law allows homeowners to reduce their mortgage balance in bankruptcy and stop pending foreclosure sale dates. Our office can electronically file your petition at any time, 24 hours a day, 7 days a week, up until the time of the foreclosure sale and the sale will be
stopped. This will also stop the mortgage company or the bank from continuing to add extra charges. We’ll help determine if you qualify and get the process started right away. .
Foreclosure and Loan Modifications
A foreclosure can usually be avoided—even if you already received a foreclosure notice. The most important thing is to know your rights and take immediate action. You have nothing to lose and everything to gain!
Beware of Foreclosure and Rescue Scams!
Foreclosure rescue and mortgage modification scams are a constant and growing problem, especially with today’s economy. Scammers usually make promises they can’t keep, but they sound so enticing to struggling homeowners. There are very strict laws on who can take money and for what when it comes to foreclosures and loan modifications so your best defense is to know your rights and recognize the signs of a scam.
Maureen from Lancaster, CA
Joanna from San Bernardino, CA
Terry from Gardena, California
Jason from Lancaster, CA
Mara from Agoura Hills, CA
Rocky from Kingsland, Georgia
Isabel from Corpus Christi, Texas
Chris from Homosassa, Florida.
Leslee from Santa Ana, California
DISCOVER THE VOKSHORI DIFFERENCE
Do you need relief from the terms of your mortgage loan? Click below and tell us about it.
We’re a people first firm, always striving to protect families just like yours from predatory lenders and mortgage companies. If you’re tired of the stress and ready to explore your options, we should talk.